Replies

1. GBA Editor
   Martin Holladay | Dec 04, 2012 04:54pm | #1

   Michael,
   Maybe you should call up a few other insurance companies.

2. 
   Michael A Mertinooke | Dec 04, 2012 05:04pm | #2

   Yeah, I thought of that. Duh. I got even worse answers. V-M is apparently the one they all go to in this part of NH. Other companies like Liberty Mutual say they might (*MIGHT*) write a policy but I would need to transfer my autos and all other insurance to them.

3. Expert Member
   Dana Dorsett | Dec 04, 2012 05:54pm | #3

   That's curious- I've never heard of that one before!

   Do they have a similar take on wood stoves?

4. 
   Michael A Mertinooke | Dec 04, 2012 06:12pm | #4

   YES! They consider wood stoves as the same as pellet stoves, which demonstrates their complete ignorance. Pellet heat is in fact far safer than gas, oil, or electric. And wood heat is about the most dangerous possible. BTW, I'm getting a flood of replies from agents representing many companies, and they all are giving me pretty much the same story. Please note I am a landlord, renting out the house. I'm guessing this would not be a problem if it was my primary residence.

5. GBA Editor
   Martin Holladay | Dec 04, 2012 07:19pm | #5

   Michael,
   My guess is that the fact you just disclosed -- that this is a rental property, and you are a landlord -- is the key to the mystery.

6. 
   Michael A Mertinooke | Dec 04, 2012 07:58pm | #6

   Hmm. You're probably right. Doesn't make sense, though. I trust pellet stoves more than anything else. Safer and cheaper.